Benchmark Realty, LLC

First-time buyer guide · reviewed August 3, 2026

First-time home buyer guidance for Nashville

Programs and lending terms change. The useful part of a first-time buyer guide is a process that stays clear while current eligibility is verified.

  1. 01

    Build a complete housing range

    Leave room for maintenance, insurance, taxes, utilities, and life outside the mortgage.

  2. 02

    Compare qualified lenders

    Review the complete loan estimate and cash requirements, not only an advertised interest rate.

  3. 03

    Verify assistance programs

    Confirm current Tennessee Housing Development Agency eligibility through official resources and an approved lender.

  4. 04

    Search from needs outward

    Prioritize location, condition, and ownership costs before finishes and marketing language.

  5. 05

    Use the due-diligence period

    Understand inspections, property facts, and deadlines before the contract's protections expire.

Start with official, current information.

The Tennessee Housing Development Agency maintains homebuyer and approved-lender resources. A lender must confirm current program eligibility and financing terms.

THDA homebuyer resources